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01294 461911

 

The Key to All Your Letting Needs

An exclusive service Landlords and Tenants can trust – straightforward, professional and cost effective approach.

Comprehensive management package with full IT support. First class, professional service tailored to individual needs.

OUR LETTING AND MANAGEMENT SERVICE OFFERS YOU - THE LANDLORD - THE FOLLOWING:

  • Professional, personal service and advice on all letting matters.
  • The transferring of all liability for utility companies and Council Tax.
  • Assistance with your Landlord and property registration as required under the Housing Scotland Act 2005.
  • Free advertising on Rightmove, the UK’s number one property website, in our high street window, letting brochure and our own website.  Newspaper advertising is charged as required.
  • Full credit referencing facilities for all prospective tenants.
  • Tenant selection and the obtaining of references from employers/landlords etc.
  • Rent guarantee facility if required.
  • Preparation of Lease Agreement as required by the Housing Scotland Act (1988).
  • Local Authority liaison for benefit claimants and for Council Tax matters.
  • Preparation of a fully detailed inventory with colour photographs.
  • Discounted insurance premiums for contents and buildings insurance with Royal Sun Alliance/Liverpool Victoria.
  • Out of hours emergency contact number – 365 days per year.
  • Routine tenancy inspections – normally three times per annum.
  • Tax advice - What you can claim!.
  • Housing Act and Safety Regulations advice.
  • Arranging and obtaining Gas Safety Certificates, Energy Performance Certificates, Portable Appliance Testing and Electrical Safety Certificates.
  • A detailed monthly statement with prompt payment direct to your account by BACS.
  • Handling of day-to-day repairs and access to our team of approved contractors.   
  • Point of contact, with high street location for easy access.
  • Reliability and professionalism from a friendly, helpful staff.

YOUR QUESTIONS ANSWERED

AN INITIAL INSPECTION?

We will visit your property and advise you on its suitability for letting and the expected monthly rental. We will caution you on the pitfalls of letting and advise you on the best way of minimising the risks. We shall explain our service and fees and thereafter should you wish us to act on your behalf, a Contract of Agreement is signed by both parties.

LOAN ON THE PROPERTY?

You must notify the lender, i.e. the bank or building society, and obtain their permission. In addition, your insurance company should also be advised that you are letting the property.

FINDING A TENANT?

We attempt to find a suitable tenant from our registration list or by advertising in the local press or on our website.  As a general guide this usually takes 4 to 5 weeks.  Having found a suitable tenant, we will obtain references, carry out a credit check on the applicant, prepare a Lease Agreement and where necessary, assist with the completion of a local authority benefit claim form.

DEPOSIT PAYMENTS?

A deposit, normally equivalent to one month’s rent, is collected from every tenant and retained until such times as it is due to be refunded. Provided that all bills have been paid and that no damage to any property or furnishings have occurred, the deposit would normally be refunded in full within ten working days after the tenant has vacated.

METER READINGS?

At the date of entry, meter readings are taken and forwarded to the utility companies and the accounts transferred into the name of the new tenant.   Likewise when a tenant vacates a property, the utility companies are notified accordingly.

MY MAIL?

We strongly advise you to have all your mail redirected by the Post Office. Tenants are not responsible and are generally unwilling to forward mail on behalf of landlords. We regret that we are unable to arrange the redirection of mail.

AN INVENTORY?

An inventory of both the contents and general condition of the property is taken at the time of the tenant taking up occupancy and is agreed with both parties. ALL items of great value or of a personal nature should be removed. Allowances must always be made for wear and tear. Replacement items of furniture or whatever are, of course, normally tax deductible. We will advise you what to leave in your property at the time of the initial inspection.

LANDLORD REGISTRATION?

This is a requirement made under Part 8 of the Antisocial Behaviour etc. (Scotland) Act 2004 which states that all private landlords must register with their local authority to ensure that they are a "fit and proper person" to let property. Landlord registration 
 

INSURANCE COVER?

We insist that your property has buildings insurance against all risks i.e. fires, storms etc. Likewise it is prudent to consider contents insurance for furnishings. We shall be willing to advise on both matters and arrange cover if required. Monthly payment facilities are available.

LEGISLATION ON GAS APPLIANCES AND FURNISHINGS?

The law states that all gas appliances must be checked and serviced at least once a year by a Gas Safe approved engineer and a Landlords Gas Safety Certificate obtained.  This is YOUR responsibility.  It is a criminal offence to let any property without such certification. Likewise, regulations are also in force with regard to soft furnishings and electrical appliances. Please ask for details of our special bulk contract with Scottish Gas.

PAYMENT?

A detailed statement is forwarded to you on a monthly basis detailing rental income and all relevant fees and expenses. Payment is normally made directly into your bank account by BACS.

INLAND REVENUE?

Income Tax is payable on all UK lettings. However, through careful planning you should be able to legally avoid paying some if not all of the tax due. Provisions for setting expenses against your letting income include the following:
 
At the end of each tax year we will issue a tax statement, if required at a cost of £25, detailing all income and expenditure, which should assist you in completing your annual return. You are advised that non-declaration of letting income by YOU carries large financial penalties.  In the event of your affairs being complex you are advised to seek the help of an accountant.

NON-UK RESIDENT LANDLORDS?

Most property income of non-UK resident landlords is subject to UK tax.  The Finance Act 1995 allows overseas landlords to apply for an exemption certificate which allows us to pay rent without the deduction of tax. However, where no certificate exists, we have a statutory obligation to implement a tax deduction before remitting any payments.  Further informatin/application may be made to HM Customs and Revenue, St Johns House, Unit 353, Room 230, Merton Road, Liverpool L75 1BB. Telephone Number: 0151 472 6208/6209 or www.inlandrevenue.gov.uk.

DO I NEED TO USE A LETTING AGENT?

The choice is yours! Are you easily contactable, seldom away on business or holiday, have time to collect and "chase" rent, have the knowledge and experience of legal requirements, insurance issues, time for marketing, vetting tenants, drawing up Lease Agreements, preparing inventories, arranging repairs, resolving day to day problems, dealing with power, gas and Council Tax matters? If your answer is NO, then we would suggest that our services will certainly be to your advantage.

LETTING YOUR PROPERTY

Our Letting and Management services are available to all Landlords on the strict understanding that Cunninghame Properties and or Cunninghame Properties Ltd are not held liable in the event of any rental shortfalls, damage to property or furnishings or any other matter out with our direct control. The letting of any commercial or residential property, unfortunately, regardless of what references may be taken, carries a degree of risk. We will at all times attempt to minimise these risks in order that the rental of your property runs as smoothly as possible and in order to protect your investment.


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