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01294 461911


Changing times for the buy to let mortgage

Monday, 14th August, 2017

Itís a changing time for the buy to let market, and if you have a mortgage on your property recent regulatory and tax relief changes can seem complex. Itís certainly time consuming however itís crucial for you to keep ahead of the game to ensure your Buy to Let properties remain a good investment for you.  
Having a good mortgage broker to help guide you through it all can be invaluable.  They can advise you on finding the best solutions for your situation Ė anything from a single Buy to Let property through to a larger portfolio, ensuring that your investment properties are on the sharpest mortgage deal in the current market whilst helping you avoid the many pitfalls.  The good news is that mortgage rates are at an all time low and there are great deals out there!
Here are a few situations you may come across that our trusted adviser can assist with:
Are you stuck on a consent to let mortgage at your lenderís variable rate?
Did you know that BTL mortgage rates are often far lower than a residential lenderís own SVR?  You may think youíre saving money being on a residential rate, however we have a professional adviser who can do a free, no obligation, whole of market comparison for you.  
Would you like to raise some money from your Buy to Let property?

Remortgage available for home improvement, deposit for another buy to let or most capital raising purposes. 
Buy to Let Portfolio Ė free no obligation remortgage review on your portfolio

Product reductions available if mortgaging several properties. 
Let to buy

Would you like to move up the housing ladder and retain your current property to let out?  We can help you raise a deposit from your current home and assist with the mortgage for the onward purchase taking care of both transactions for you.  Special fee discount available for Cunninghame Properties clients.  
Changes to tax relief on BTLs and PRA changes to mortgage rental calculations Ė good time to get some professional advice on remortgaging to a better rate
For whole of market re-mortgage comparisons or any of the above situations please contact Cunninghame Properties on 01294 461911 or email us info@cunninghameproperties.com


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